RetiroAI
AI-Powered Retirement Planning

Retire Early.
Retire Anywhere.

The only retirement planning tool built for the global citizen. Track multi-currency assets, find your ideal retirement destination, and let AI optimize your path to financial freedom.

50+
Countries
15+
Currencies
13
Mobility Agreements
∞
Asset Types

Everything You Need to Retire on Your Terms

Built for people who think globally about their finances and future.

Free
Advanced FIRE Calculator
Based on the Trinity Study & 4% Rule research. Dynamic withdrawal rates based on your retirement horizon.
Free
Mobile Web App (PWA)
Install on your phone for quick access. Works offline. No app store needed - just add to home screen.
Pro
Multi-Currency Support
Track assets in 15+ currencies with real-time exchange rates. Perfect for expats and international investors.
Pro
Complete Asset Tracking
Stocks, ETFs, crypto, pensions, property, cash, and more. Real-time prices for stocks and crypto.
Pro
Geographic Arbitrage
Compare retirement costs across 50+ countries. Find where your money stretches 2-3x further.
Pro
Citizenship & Mobility
Track freedom of movement rights across 13+ international agreements. EU, EEA, Trans-Tasman, and more.
Pro
Couple & Household
Plan retirement together with mine/spouse/shared asset tracking and automatic expense splitting (1.6x single).
Pro
Property & Mortgages
Track properties with rental income, mortgages with offset accounts, and exclude primary residence from net worth.
Pro
Tax Intelligence
Understand tax implications of your strategy. Optimized withdrawal order for tax efficiency.
Pro
Pension Gap Strategy
Factor in state pensions and superannuation to reduce the capital you need now. Smart for early retirees.
Pro
Dividend Tracking & DRIP
Track dividend yields, reinvestment (DRIP), and project future income from your dividend portfolio.
Pro
Smart Notifications
Monthly withdrawal reminders, net worth milestones, FIRE progress updates, and quarterly dividend summaries.
Pro
PDF & CSV Export
Generate professional advisor reports. Export your data anytime. Share with your financial planner.
Premium
AI Chat Assistant
Ask questions about your finances and get personalized advice powered by GPT-4. Understands your full picture.
Premium
AI Research Agent
Get deep research on tax optimization, retirement visas, investment strategies, and life event planning.
Premium
Scenario Planner
Model "what-if" scenarios: early retirement, moving countries, major purchases. AI-powered analysis.
Premium
Monte Carlo Simulations
Run 1000+ simulations to see your probability of success. Account for market volatility and sequence risk.
Premium
Stress Testing
See how your plan holds up in worst-case scenarios: market crashes, inflation spikes, healthcare costs.
Enterprise-Grade Security

Your Financial Data, Protected

We take security seriously. Your sensitive financial information is protected with the same standards used by major financial institutions.

AES-256 Encryption

All sensitive data encrypted at rest using military-grade encryption

Supabase Backend

Built on PostgreSQL with Row Level Security (RLS) for data isolation

No Data Selling

We never sell, share, or monetize your financial data. Ever.

Your Keys, Your Data

Export all your data anytime. No lock-in, full portability.

🔒 All connections secured with TLS 1.3 • SOC 2 compliant infrastructure • GDPR ready

Simple, Transparent Pricing

Start free, upgrade when you're ready. No hidden fees, cancel anytime.

MonthlyYearlySave 2 months!
Free
€0forever
Get started with basic retirement planning
  • Track up to 5 assets
  • Basic FIRE calculator
  • Net worth & projection charts
  • Single currency (EUR)
  • Mobile web app (PWA)
  • ✕Multi-currency & real-time prices
  • ✕Geographic arbitrage & tax intel
  • ✕AI features
Most Popular
Pro
€9.99/month
Full retirement planning for serious planners
  • Unlimited assets
  • 15+ currencies with auto-conversion
  • Real-time stock & crypto prices
  • Geographic arbitrage (50+ countries)
  • Citizenship & mobility data
  • Couple & household planning
  • Property & mortgage tracking
  • Tax intelligence & withdrawal strategy
  • Dividend tracking & DRIP
  • Smart notifications & milestones
  • PDF & CSV export
  • Email support
  • ✕AI Chat Assistant
  • ✕AI Insights & Research Agent
  • ✕Monte Carlo simulations
AI Powered
Premium
€19.99/month
Everything + AI-powered insights & analysis
  • Everything in Pro, plus:
  • AI Chat Assistant (GPT-4 powered)
  • AI-Powered Insights & Recommendations
  • Research Agent with web search
  • Scenario Planner AI
  • Monte Carlo simulations
  • Stress testing scenarios
  • Priority support

14-day free trial included. No credit card required to start.

Trusted by Future Retirees Worldwide

"Finally, a retirement tool that understands I don't want to retire in my home country. The geographic arbitrage feature is a game-changer."

SM
Sarah M.
Planning to retire in Portugal

"The AI insights found €3,000/year in tax savings I didn't know about. Paid for itself in the first week."

JK
James K.
Early retiree at 52

"As an Australian with investments in 4 currencies, this is the only tool that handles my situation properly."

MT
Michael T.
Expat in Ireland

Ready to Plan Your Early Retirement?

Join thousands of forward-thinking individuals who are taking control of their financial future. Start your free trial today.